Due diligence is the process of investigating and verifying the details of a property before you buy it. Due diligence can help you avoid costly mistakes, legal issues, and unpleasant surprises. Due diligence can also help you negotiate better terms, conditions, and price for your purchase. But how do you perform due diligence and what steps should you take? Here are 10 steps to take before you buy a property and why they are important.
Getting a mortgage is a big step in buying a home. But how do you get the best deal and avoid common pitfalls? You need to follow the golden rules of mortgage lending, such as shopping around, comparing rates and fees, checking your credit score, and getting pre-approved. Here are some golden rules of mortgage lending that can help you secure a loan and save money.
Your credit score is a key factor in determining whether you qualify for a mortgage and what interest rate you’ll pay. The higher your credit score, the better your chances of getting a good deal on your home loan. But how do you boost your credit score and make yourself more attractive to lenders? Here are some tips on how to whip your credit score into shape.
Your credit report is a record of your credit history and activity. It contains information about your loans, payments, debts, and inquiries. But sometimes, your credit report may contain errors or inaccuracies that can lower your credit score and hurt your chances of getting approved for credit. Here’s how to get your credit report corrected and protect your credit reputation.
Your credit score is a number that reflects your creditworthiness and affects your ability to get a mortgage, a car loan, or a credit card. But what is a credit score, how is it calculated, and what factors influence it? In this article, we’ll explain the basics of credit scores and how to improve them.
Disclosures are legal documents that reveal important information about a property’s condition, history, and defects. They protect both buyers and sellers from lawsuits and disputes. But what exactly do you need to disclose, and how do you do it properly? Find out in this article.
In a hot real estate market, you might find more sellers going it themselves and doing what’s called a for sale by owner sale (commonly known as a FSBO). Here’s everything you need to know about how to buy a FSBO home.
Title insurance protects a homeowner against bad things that have happened in the past that the homeowner might not otherwise know about.
Here are some common things you might feel like saying and why you should keep them to yourself (especially if you’re walking the house with the seller).
It can take 12 weeks or more to tidy up your credit score to get the best mortgage rates. Get started today.